4G Capital

Founded in 2013, 4G Capital is a leading fintech company dedicated to empowering micro, small, and medium enterprises (MSMEs) in Kenya and Uganda. We combine unsecured working capital loans with financial education to drive sustainable business growth and financial inclusion.

Licensed and regulated by the Central Bank of Kenya and the Uganda Microfinance Regulatory Authority, we disburse over $15 million monthly, with over 70% of our customers being women. Our proprietary “touch-tech” model integrates fintech innovation with personalized customer support, leveraging mobile money, data-driven underwriting, and strategic partnerships to bridge financial gaps in the informal sector.
Our core products include:
UPIA – 30-day business loans tailored for MSME growth.
KUZA – Retail financing for last-mile distributors of FMCGs.
NXTGEN – Capital allocation solutions for institutions investing in grassroots businesses.
Sustainability is at our core. As Africa’s leading fintech B Corporation, we align with six UN SDGs and are committed to Net Zero emissions by 2030. Through responsible finance and innovation, we are transforming economic landscapes and fostering inclusive growth across Africa.
Categories:
Top