Fintech Sandbox

Given Jersey’s position as a world-class finance centre and its adoption of digital innovations, it’s no surprise that the island is rapidly becoming a Fintech Sandbox.

Digital Jersey Sandbox
Digital Jersey Sandbox

Digital Jersey’s island wide Sandbox can help develop Fintech in a controlled environment. With access to a well-established finance industry and the support of an independent government and robust regulator, it’s an ideal testbed for Fintechs.

Financial services workers
Digital sector workers
Digital & creative businesses
Why Choose Jersey as the Sandbox for your Fintech business?

Jersey has world leading network infrastructure and a workforce of more than 13,000 people in financial services and 3,000 people in the digital sector. Digital Jersey is able to provide a wide range of support to Fintech businesses including assistance with business licensing, networking, co-working space etc. Connect with us to see if we can help grow your Fintech business.

Jersey’s regulator, the Jersey Financial Services Commission (JFSC), encourages innovation in the financial services industry. As a part of Sandbox Jersey, the JFSC helps to establish the right environment for companies to bring Fintech products and services to the market.

Digital Jersey’s Fintech adviser, Dave Birch, highlights what makes Sandbox Jersey the ideal solution for those looking for a Fintech or Regtech testbed.

By testing your Fintech or Regtech product or service in Sandbox Jersey, you can access an impressive range of services, facilities and organisations.



The Island of Jersey is a wide scale, but compact, testbed for deploying Fintech and Regtech services. Here you have access to a progressive, representative community of 100,000 people enjoying an advanced, sophisticated level of public infrastructure and services:

  • 118 mobile subscriptions per 100 inhabitants
  • 100% broadband penetration to every household
  • Fastest broadband speeds in the world
  • Three independent 4G networks covering the Island
  • Three dedicated Internet of Things (IoT) networks (NBIoT and Two LPWANs including LoRa)
  • 100% of broadband connections to schools, homes and businesses are gigabit fibre

Jersey’s financial services industry is built upon a number of strengths including political and economic stability, a mature and respected legal and regulatory system, tax neutrality and a flexible corporate law regime. The industry is made up of a number of key segments including funds management, private client services and corporate services.


Our Fintech Sandbox gives you access to Digital Jersey’s existing shared workspaces, the Digital Hub and the Digital Jersey Xchange (DJX), a dedicated IoT Lab and showcase space. We can also arrange or recommend access to other facilities as required.



Jersey’s unsurpassed fixed and wireless telecommunication networks permit high quality end-to-end testing, either passively or in active configuration through agreed interaction with a local carrier. Comprehensive 4G wireless coverage using multi-vendor network infrastructure, layered frequency networks, wireless and fixed backhaul technologies employed, global interconnection through wide-ranging roaming arrangements. World-leading FTTH and FTTP network deployment provides a gigabit connection to every home and business in the Island.

Expert guidance

Through our extensive networks and strong working relationships we can call upon the guidance of individuals and organisations working in the field of Fintech and regulation, legal precedence, data protection and intellectual property amongst others, should you require it.


Development Opportunities

We can provide help you launch your start-up in Jersey, offering support to help you establish and operate from the island if required. We can also introduce providers of venture capital and facilitate discussions of joint-venture support should this be required.

Artificial Intelligence: An Open World

A short film produced by Jersey Finance on artificial intelligence including insights from a selection of member firms, partners and businesses on-Island.

Supporting statements from our Government and Agency Partners
jfl logo

Jersey Finance

”We work closely with our key partners in government, the Jersey Financial Services Commission (JFSC) and Digital Jersey to ensure that our Island has all the enablers in place to support business innovation and growth, and strategies to continue to improve. The result is a microcosm environment which is strong, stable and supportive – put simply, an ideal location for fintech to flourish. Jersey’s sandbox provides the option for firms to collaborate and develop new client propositions with certainty. In addition, world-class IT infrastructure combined with strong cyber security allows for fixed and mobile testing capabilities unmatched by many jurisdictions.

At 45 square miles, Jersey is a small country with a representative society. The scale of its world-class financial services industry, enabling government policy, digital infrastructure, regulatory environment and digital skills are clear and compelling credentials for financial services firms looking to digitally transform their business through innovation and testing.”

Government of Jersey

“The Government of Jersey supports the development of fintech in the Island by setting the policy landscape within which sandbox operates. Working closely with its external agencies, Digital Jersey, the Jersey Financial Services Commission and Jersey Finance, as well as the Population Office and Jersey Telecom, the Government helps to ensure that fintech businesses in the Island have access to world class technology infrastructure and an environment in which to grow and thrive, while providing benefits to the local economy.

Working with the JFSC, the Government of Jersey has developed a balanced approach towards fintech regulation through the sandbox which ensures that the highest standards of financial crime prevention and market discipline are maintained while giving innovative businesses a pragmatic space in which to test new products.” logo
jfsc logo

Jersey Financial Services Commission (JFSC)

“The JFSC extends its innovation hub to Sandbox Jersey, where businesses engaged by Digital Jersey, the Government of Jersey or Jersey Finance need help navigating the local regulatory landscape. The JFSC cannot provide legal advice but is on hand to offer assistance and guidance, attend meetings, and direct businesses to relevant materials.”

Request a call back